Forty "W"ritings (aka our blog)

Global equities rose in April despite banking stress and worsening leading economic indicators.

* Silicon Valley Bank experienced a classic run on deposits from their start-up tech company client base. * Consensus is this not another 2008-type financial crisis. * Fear will likely remain elevated in the short-run especially for other regional banks. * We are going to continue to monitor to manage risk and look for opportunities.

Rising rates have investors jumping around as bond yields compete with stocks for investor money.

Sweeping changes for retirement plans were signed into law on December 29, 2022 as part of the Consolidated Appropriations Act. We break down the most important provisions based on whether you are retired or currently working.

November was a positive month for both stocks and bonds despite global manufacturing falling into contraction territory, zero COVID policy in China causing civil unrest, and global central banks continuing their aggressive tightening policy. However, investors looked beyond the headlines and towards the potential slowing of interest rate hikes and conclusion of the U.S. midterm elections (gridlock is back!)

Estate planning is the part of the financial planning process where you proactively put a plan in place in the event you become incapacitated or die. Cheery stuff, eh!? Anyone who is interested in making sure their wishes for themselves and their loved ones are carried out should do some level of estate planning.