Forty "W"ritings

The current federal estate tax exemptions—$13.99 million for individuals and $27.98 million for couples—have provided unprecedented wealth transfer opportunities since 2018. Now, proposed Congressional legislation could make these generous thresholds permanent, with some proposals even increasing them to $15 million for individuals and $30 million for couples. Our comprehensive infographic breaks down current federal estate tax rates, annual gift exclusions, and the key numbers every estate planner needs to know. Whether you're planning major gifts or structuring your estate, understanding these provisions is crucial as lawmakers consider making today's tax-friendly environment the new normal.

A Revocable Trust (also called a Living Trust) is a powerful estate planning tool that acts as a substitute for your will while giving you complete control during your lifetime. Key Benefits: - Avoids probate court delays and costs - Keeps your financial affairs private - Provides seamless management if you become incapacitated - Speeds up asset distribution to beneficiaries Revocable Trusts are great for clients with multiple assets who want privacy and streamlined estate administration.

While news headlines might suggest otherwise, the reality is that most diversified portfolios have actually performed positively thus far in 2025, a fact that surprises many investors given the tenor of financial media coverage. Market volatility is an inevitable part of investing, but within these fluctuations lie opportunities for strategic financial planning.

Unfortunately, you likely cannot control whether you lose your job, or your company loses contracts, but you can prepare for it if it does happen. Look to your financial plan to provide clarity that can reduce stress and help you make confident decisions for your future.

Caregiving can feel overwhelming, especially when it seems like your loved ones don’t see the necessity. Another major stressor is feeling that you’re all alone, with everything falling on your shoulders. Having a team to provide feedback, time, financial support, advice, and share responsibilities can significantly ease caregiver stress.

Helping an aging loved one get organized significantly reduces caregiver stress. It enables efficient delegation and equips you with the information to handle urgent situations effectively. This article will list the most urgent and commonly needed information that you will need to make things run and solve most issues.