Starting January 1, 2026, new rules under the federal SECURE 2.0 Act will impact how certain employees make retirement plan catch-up contributions. If you’re age 50 or older and considered a “high-income earner,” it’s important to understand what’s changing and how it may affect your retirement and tax strategy.
The One Big Beautiful Bill Act signed July 4, 2025, delivers America's largest tax cut in history. Permanent tax cuts, new deductions for tips and overtime, enhanced business benefits, and $10,900 in annual savings for typical families. Complete guide to all tax changes included.
The current federal estate tax exemptions—$13.99 million for individuals and $27.98 million for couples—have provided unprecedented wealth transfer opportunities since 2018. Now, new Congressional legislation make these generous thresholds permanent and increase them to $15 million for individuals and $30 million for couples. Our comprehensive infographic breaks down current federal estate tax rates, annual gift exclusions, and the key numbers every estate planner needs to know. Whether you're planning major gifts or structuring your estate, understanding these provisions is crucial.
A Revocable Trust (also called a Living Trust) is a powerful estate planning tool that acts as a substitute for your will while giving you complete control during your lifetime. Key Benefits: - Avoids probate court delays and costs - Keeps your financial affairs private - Provides seamless management if you become incapacitated - Speeds up asset distribution to beneficiaries Revocable Trusts are great for clients with multiple assets who want privacy and streamlined estate administration.
While news headlines might suggest otherwise, the reality is that most diversified portfolios have actually performed positively thus far in 2025, a fact that surprises many investors given the tenor of financial media coverage. Market volatility is an inevitable part of investing, but within these fluctuations lie opportunities for strategic financial planning.
Unfortunately, you likely cannot control whether you lose your job, or your company loses contracts, but you can prepare for it if it does happen. Look to your financial plan to provide clarity that can reduce stress and help you make confident decisions for your future.