Forty "W"ritings

The current federal estate tax exemptions—$13.99 million for individuals and $27.98 million for couples—have provided unprecedented wealth transfer opportunities since 2018. Now, new Congressional legislation make these generous thresholds permanent and increase them to $15 million for individuals and $30 million for couples. Our comprehensive infographic breaks down current federal estate tax rates, annual gift exclusions, and the key numbers every estate planner needs to know. Whether you're planning major gifts or structuring your estate, understanding these provisions is crucial.

A Revocable Trust (also called a Living Trust) is a powerful estate planning tool that acts as a substitute for your will while giving you complete control during your lifetime. Key Benefits: - Avoids probate court delays and costs - Keeps your financial affairs private - Provides seamless management if you become incapacitated - Speeds up asset distribution to beneficiaries Revocable Trusts are great for clients with multiple assets who want privacy and streamlined estate administration.

While news headlines might suggest otherwise, the reality is that most diversified portfolios have actually performed positively thus far in 2025, a fact that surprises many investors given the tenor of financial media coverage. Market volatility is an inevitable part of investing, but within these fluctuations lie opportunities for strategic financial planning.