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Forty "W"ritings (aka our blog)

Check here for industry updates, guidance and our latest thoughts.

Tax Savvy Planning for Those with Company Stock in their 401k Plan Thumbnail

Tax Savvy Planning for Those with Company Stock in their 401k Plan

Net Unrealized Appreciation (NUA) is a valuable tax strategy that can offer the benefit of lower taxes and portfolo diversification for investors holding appreciated employer stock within their retirement plans. By understanding how NUA works and considering its potential impact on your overall financial plan, you can make informed decisions to optimize your tax efficiency and achieve your long-term financial goals.

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Estate Planning is Family Planning Thumbnail

Estate Planning is Family Planning

Estate planning is the part of the financial planning process where you proactively put a plan in place in the event you become incapacitated or die. Cheery stuff, eh!? Anyone who is interested in making sure their wishes for themselves and their loved ones are carried out should do some level of estate planning.

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Federal Reserve Sparks Investor Fears Thumbnail

Federal Reserve Sparks Investor Fears

Both the stock and bond markets took a big move down last week dropping the major indices back to their lowest levels of 2022. This latest move was the result of persistently high inflation and the Federal Reserve’s bark and bite which has increased the probability that a recession is on the horizon. Traditional recessions are uncomfortable for everyone, and they are devastating for those directly affected by job loss or business closures but for long-term investors they tend to give way to some of the best market returns. Markets will stabilize before the real economy feels good and before the confirming data comes in. The challenge to long-term investors is to remain resilient, confident and patient so that you are in the game when the market tide turns. This has been a historically challenging year for investors; almost all asset classes have lost money year to date. We recently concluded a deep dive on our client portfolio allocations and holdings; we remain convicted to both.

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