Forty "W"ritings

Do medical expenses cost more than you’d like? Do you wish you had more control over your health care expenses? A Health Savings Account (HSA) might be able to help.

When planning for retirement, most Americans think mainly about using tax-advantaged savings vehicles like 401(k) or individual retirement accounts, while failing to consider the triple tax advantages associated with saving for future health care costs using a health savings account, or HSA.

Markets continue to worry about the Fed's ability to fend off inflation without sending the economy into a recession. How we are adjusting...

We expect the combination of economic challenges and political uncertainty to lead to continued volatility in markets over the coming months. With history as our guide we see that the pain is typically short lived and believe that with the right attitude and a disciplined investment approach there will be long-term opportunities.

An unexpected occurrence, such as a death, disability, or other personal loss, is certainly not the type of life event for which you can easily plan and often times it’s a topic that people choose to avoid thinking about altogether. “I’ll deal with this another day” they say to themselves. Yet the financial ramifications of putting it off can be staggering—not only for you, but for your family as well.

Whether you are just starting your career, in your peak earning years, or enjoying retirement, your insurance protection needs may change over time. Life cycle planning helps identify insurance needs that are common to particular stages of life.